Accidental Death Insurance Claims

Contacting an experienced North Carolina Accidental Death Insurance Claim Lawyer can be a critical decision. Our insurance lawyer Mike Malone has helped dozens of North Carolinians recover millions of dollars for denied insurance claims including Accidental Death Insurance claims.

Many North Carolina residents have a type of coverage called Accidental Death and Dismemberment insurance. This insurance can come from many sources including your an insurance plan offered by an employer. We have even seen AD&D insurance plans provided as part of a bank account, a credit card account, and even something a simple as a gas card.

Accidental death claims are frequently denied by insurance companies for a variety of reasons. One prominent reason is that the insurance company contends that the death was not the result of an accident. Another reason insurance companies routinely deny accidental death claims is that the insurance company claims that there was a misrepresentation in the policy application and, therefore, there is no coverage.

Attorney Mike Malone is an experienced North Carolina Accidental Death Insurance Claim Lawyer and has successfully handled several complicated accidental death claims and secured payment of benefits due under an AD&D policy.

Case Example

In one challenging case, our client had fallen while using a walker at a nursing home in Raleigh. Due to the fall, our client suffered a severe fracture of her arm. Unfortunately, she never recovered from this severe fracture and died several weeks later. After the claim was made for accidental death benefits, the insurance company denied the claim contending that the fall could not have caused the death.

After we filed a lawsuit challenging the insurance company’s denial of the accidental death benefits, we were able to establish through expert testimony that the fall was the cause of death and, but for the fall, our client would still be alive. Following this testimony, we secured a very nice result for our client.

Just because the insurance company has sent a letter saying there was no coverage for the accidental death does not mean that the insurance company is correct. If you have questions about an accidental death insurance claim, please contact our office immediately to discuss your rights.

Get Help From An Experienced North Carolina Accidental Death Benefit Claim Lawyer

Attorney Mike Malone can be reached directly at 919-573-1423 or by email at mmalone@hendrenmalone.com.

There are frequently time limits on accidental death claims and insurance companies will use these time limits against you in court if you do not pursue the claim in a timely manner. So please contact us as soon as possible.