Personal Injury and Bankruptcy
Lawyers for North Carolinians
and Their Families
Lawyers for North Carolinians
and Their Families
Property Damage Insurance Claim
Have You Have a North Carolina Property Damage Claim Denied by Your Insurance Company? If so, our Experienced North Carolina Property Damage Insurance Claim Lawyers Can Help You.
We have tremendous experience litigating cases for denied property damage claims across North Carolina. Our lawyers have litigated claims involving fire damage, water damage, storm damage and other losses that should be covered under a standard property insurance policy.
Our lawyers have handled cases in state court and all of the federal courts of North Carolina. When a property loss claim has been denied, unfortunately litigation against the insurance company is the only option.
Lawsuits For North Carolina Property Damage Claims
There are typically three causes of action that are brought in North Carolina against insurance companies when a property loss claim is denied. Because an insurance policy is a type of legal contract, the first and most obvious claim is for breach of contract. Through the breach of contract claim, the lawsuit will contend that the insurance company breached the insurance policy by not paying the claim.
In addition to a breach of contract claim, if the conduct of the insurance company is particularly bad, the case may also involve a bad faith claim. Bad faith claims can often include a claim for violation of the North Carolina Unfair and Deceptive trade Practices Act which allows for treble damages and attorneys fees to the prevailing party.
Finally, we regularly include a claim for Declaratory Judgment when suing an insurance company. A Declaratory Judgment is a general claim that asks that the court determine that the insurance policy provides coverage for the claim.
Please visit our Verdicts and Settlements page to read more about our many successful claims on behalf of North Carolinians who had a property loss claim denied.
Contact Us Today About Your Property Damage Claim
Many people who have an insurance claim denied simply accept the denial and give up. That is what the insurance company wants you to do. Don’t do it! Call us to see if we can help you. We do not charge any fees in most of our insurance cases unless we recover for you.
Attorney Mike Malone handles our property loss claims and can be reached using his direct dial number which is 919-573-1423.