Articles Posted in North Carolina Insurance Disputes

It is reported that approximately 14% of North Carolina drivers are driving without insurance.  These drivers are called “uninsured motorists.”  With this high percentage of uninsured North Carolina car drivers, there is a statistically good chance that you will be in an accident with an uninsured motorist.

North Carolina has laws to protect victims of accidents involving uninsured drivers.  The most applicable law can be found at N.C.G.S. 20-279.21.  This law requires that every automobile insurance policy provide a type of insurance coverage called “Uninsured Motorist Coverage” at an amount that is at least equal to the amount of liability coverage on the policy (but not more than $1 million).

What does this mean?

Do you need a lawyer for your accident or injury claim with State Farm Insurance Company?  If so, call us today at 919-420-7867 for a free consultation about your claim.  There is no charge for the call and we charge attorneys’ fees only if we recover for you.

State Farm is one of the largest auto insurance companies in North Carolina.  At least one report indicates that State Farm has over 18% of the car insurance market in N.C.  Statistically, you have a good chance of being involved in an accident with someone insured by State Farm.

For accident victims involved with State Farm, the North Carolina Department of Insurance has some important information that may be helpful.  Company contact information for State Farm is as follows:

A recent study by AAA has apparently found that 1 in 7 North Carolina drivers do not have a license to drive.  Also, according to reports, it is likely that many of these drivers do not have any insurance on their vehicles.

Click here for more on this story.

Under these current circumstances, every North Carolinian should review their own insurance policies and make sure that you have sufficient Uninsured and Underinsured Motorists Coverage.

A terrible accident in Cary on Friday morning has injured three people.  The crash involved three vehicles.

One of the vehicles, a dark colored SUV, fled the scene.  Witnesses apparently told police that the dark SUV hit car causing it to strike the third vehicle. (below photo from WTVD).

Three people were injured in an accident at the intersection of Kildaire Farm Road and Travilah Oaks Lane in Cary Friday.
Police are looking for the driver of the dark SUV.

In a very strange wreck, a pick-up truck crashed into a Raleigh apartment building on Saturday evening forcing eight families from their homes.  Click here for the story.

The driver of the pick-up apparently fled on foot after the wreck but was later caught and charged with hit-and-run.

This is a very interesting case froma  legal perspective.  Certainly, it would seem the pick-up truck driver is responsible to the families for being out of their homes and any losses they may incur.

Here is a link to an excellent article about the benefits of obtaining extra insurance coverage in North Carolina.  The article starts with a funny story that I am inserting here:

Dennis Rogers tells the story of a Charlotte attorney who insured a box of expensive cigars, smoked them, then filed a claim for the loss of the cigars by fire.

He won the subsequent court case and was awarded $15,000.

In an interesting case, Blue Cross and Blue Shield of Michigan has been sued in a class action over “most favored nation” clauses in hospital contracts. The lawsuit contends that the contracts with the hospitals were illegal and caused the plaintiffs to pay artificially inflated prices for health care services.  For more, click here.

I recently came across this useful publication on the NC Department of Insurance website.  It is a consumer guide to auto insurance.  Hopefully, you’ll find this helpful.  Click here for a direct link to the guide.

As reported by the Raleigh News and Observer, Allstate Insurance is refund over $660,000 in premiums to 1800 customers.  The refunds follow a North Carolina Department of Insurance investigation of a customer complaint.  the investigation involved the increase of premiums for rental cars following an accident which is not allowed.

If you have a question about your rights under an insurance policy, call Mike Malone at Hendren & Malone.

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